Invoice Factoring by Industry
The product is the same everywhere. The underwriting, the paperwork and the traps are not.
Factoring is priced and structured around how your industry gets paid. A staffing agency's weekly payroll problem and a construction subcontractor's retainage problem produce different agreements, and a factor strong in one is often unwilling to touch the other.
- Staffing agenciesWeekly payroll against 60-day client terms.
- ConstructionProgress billing, retainage and lien exposure.
- Government contractsAssignment of Claims requirements.
- Medical and healthcareThird-party payer collection cycles.
- StartupsNo trading history needed — your customers' credit is what counts.
- Trucking and freightThe largest factoring market in the US.
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Why some numbers on this site are blank
Every other factoring comparison site fills its rate columns. Most of those numbers are the advertised teaser rate, republished without checking what a real small operator is quoted. We publish a figure only when we have a primary source: the company's own published page, or a quote we obtained ourselves. Where we do not have one, the cell says Not published. That gap is honest and it closes edition by edition.