Invoice Factoring by Industry
The product is the same everywhere. The underwriting, the paperwork and the traps are not.
Factoring is priced and structured around how your industry gets paid. A staffing agency's weekly payroll problem and a construction subcontractor's retainage problem produce different agreements, and a factor strong in one is often unwilling to touch the other.
- Staffing agenciesWeekly payroll against 60-day client terms.
- ConstructionProgress billing, retainage and lien exposure.
- Government contractsAssignment of Claims requirements.
- Medical and healthcareThird-party payer collection cycles.
- StartupsNo trading history needed — your customers' credit is what counts.
- Trucking and freightThe largest factoring market in the US.
Compare financing options across 75+ lenders, including accounts receivable financing →Speak with an advisor. Checking options does not affect your credit. We may earn a commission — see the rate card.
How to read the blanks on this site
Every populated figure on this site was read from the company's own published pages, with the source and date attached. Where a cell says Not published, the company does not put that term in writing on its site — and in a market where the contract matters more than the headline rate, what a factor declines to publish is often the more useful signal. We never fill a gap with an estimate.